The Silverport Capital blog answers business funding questions for owners in Wenatchee, Washington at length: financing hotel renovations and FF&E, adding a food truck to a restaurant, auto repair shop loans, leasing equipment vs buying, how a merchant cash advance works, and how short-term business loans work.
A 13-week cash flow forecast for a Wenatchee, WA auto repair shop
A 13-week forecast is a rolling table: one row per week, cash in from repair orders, insurers and fleet accounts, cash out for parts statements, payroll, rent and equipment notes, and the ending balance. Whichever week shows the smallest ending balance is the week any funding should be sized for.
The auto repair page covers lines and working capital for shops.
Ways a Chelan County, WA hotel can improve cash flow before borrowing
A hotel improves cash flow by collecting group invoices on time, matching housekeeping hours to occupancy, negotiating linen contracts and keeping a cushion for slow weeks. Funding covers the gaps that remain, sized to them.
The working capital page explains how to size a gap.
Preparing a cash flow forecast for a Wenatchee, WA restaurant's next quarter
A restaurant's quarterly forecast lists expected sales by week from last year's deposits, against food cost, payroll, rent and equipment payments. Catering invoices go in the week they are expected to be paid, not the week of the event.
The restaurant loans page covers lines and equipment.
By Silverport Capital · Updated