Silverport Capital is a small business funding service in Wenatchee, Washington, the seat of Chelan County. This page sets out Census counts for the county and for the city's own ZIP, the kinds of business lenders an owner can approach, notes on buying a business and leasing a restaurant space, and where Silverport is listed.
At a glance
- Employer establishments, Chelan County, WA
2,782 (CBP 2023)
- Construction employers, county
459, the highest count of any sector (CBP 2023)
- Businesses without paid employees, county
5,655 (Nonemployer Statistics 2024)
- Self-employed residents, Wenatchee, WA
7.6%, margin 1.4 points (ACS 2020-2024)
Builders Lead the Count: Chelan County, WA Employers by Sector
| Sector | Employer establishments | Paid employees | Annual payroll |
|---|---|---|---|
| Construction | 459 | 2,827 | $241.8 million |
| Accommodation and Food Services | 344 | 4,945 | $161.8 million |
| Retail Trade | 338 | 4,612 | $174.4 million |
| Other Services (except Public Administration) | 254 | 1,283 | $49.7 million |
| Health Care and Social Assistance | 248 | 6,748 | $535.2 million |
| Professional, Scientific, and Technical Services | 238 | 1,234 | $91.3 million |
Chelan County, WA had 2,782 employer establishments in 2023 with 32,779 paid employees; 1,555 of them, 55.9%, had fewer than five employees (County Business Patterns, 2023 data, U.S. Census Bureau). Construction led every sector on establishment count with 459. Health care and social assistance had the largest payroll, $535.2 million, and the most paid employees, 6,748.
A separate Census program, Nonemployer Statistics, counted 5,655 businesses in the county with receipts and no paid employees in 2024 (Nonemployer Statistics, 2024 data, U.S. Census Bureau). This page never adds the two programs' counts together, since they measure different things.
Inside the City's ZIP: Establishments, Payrolls and Small Employers
ZIP 98801, the ZIP named for Wenatchee, WA, held 1,506 employer establishments in 2023 with 22,139 paid employees, and 49.7% of them had fewer than five employees (ZIP Code Business Patterns, 2023 data, U.S. Census Bureau). Construction led with 204 establishments, followed by health care and social assistance with 183, retail trade with 177 and accommodation and food services with 156.
A ZIP is a postal delivery area, not the city's boundary, so these counts include businesses outside city limits; the city covers part of the ZIP's land.
Working for Themselves: Survey Estimates for Wenatchee, WA Residents
The American Community Survey estimates that 7.6% of employed Wenatchee, WA residents were self-employed, with a margin of error of 1.4 points; for Chelan County, WA the estimate is 11.0% (margin 1.3 points) and for Washington as a whole 9.6% (American Community Survey 2020-2024). These are survey estimates, and the margins matter when comparing them.
Business lenders around Wenatchee, WA: banks, credit unions, online lenders and funding partners
| Lender type | What it reads | Fits |
|---|---|---|
| Bank | Tax returns, profit, collateral, history with the bank | Term loans, lines of credit, equipment |
| Credit union | Similar to a bank; membership required | Term loans, lines, equipment |
| Online lender | Recent deposits and daily balances | Working capital, lines |
| Equipment finance company | The equipment and the business's payment history | Equipment loans and leases |
| Merchant cash advance provider | Card and bank deposits | Advances against future receipts |
Finance and insurance had 118 employer establishments in Chelan County, WA in 2023 (County Business Patterns, 2023 data, U.S. Census Bureau). Silverport Capital matches a request with funding partners, who review it and make their own decision; an owner can also go to any lender directly and compare.
Wenatchee, WA business loans: the first comparisons for a Chelan County, WA auto repair shop
Auto repair and maintenance counted 53 employers in Chelan County, WA in 2023, and 40 of them were in ZIP 98801 (County Business Patterns, 2023 data, U.S. Census Bureau; ZIP Code Business Patterns, 2023 data, U.S. Census Bureau). A shop owner's first comparisons:
- Is the need a gap (parts, payroll, an insurer's slow check) or a purchase (a lift, a scan tool, a second bay)?
- For a gap: working capital or a line of credit.
- For a purchase: equipment financing or a term loan.
- Compare the total dollar cost of each offer, not the payment alone.
Buying a business for sale in Wenatchee, WA: listings, diligence and financing
Buying an existing business in Wenatchee, WA starts with the listing and ends with a purchase agreement, and financing sits in the middle. Listings come from business-for-sale websites, from sellers directly, and from word of mouth in the trade.
- Read three years of the seller's tax returns and bank statements, not just a summary.
- Confirm the lease can be assigned and how long it runs.
- List the equipment and its condition.
- Find out if the seller would take part of the price as a note paid over time.
- Price a term loan for the balance.
Leasing commercial property in Chelan County, WA for a restaurant kitchen
A restaurant leasing commercial space in Chelan County, WA signs a document that shapes its funding: partners financing a kitchen read the lease for its length, renewal options, who owns improvements, and whether the landlord allows equipment liens. Full-service restaurants counted 113 employers in the county in 2023 (County Business Patterns, 2023 data, U.S. Census Bureau).
- A lease term at least as long as the equipment loan.
- Renewal options in writing.
- Clarity on who owns the hood, the walk-in and the build-out at the end.
- Landlord consent for equipment liens, if the partner needs it.
The city's Planning page and Permits, Forms and Licenses page are the place to start on use and permits for a space; the assessor and zoning guide covers zoning and parcel records.
City and State Offices for Wenatchee, WA Businesses
The City of Wenatchee's website is wenatcheewa.gov; its Community Development Department pages and Business Licenses page cover planning, permits and city business licensing. Washington business licensing runs through the Washington Department of Revenue business license page, and entity filings through the Corporations & Charities division of the Washington Secretary of State. Silverport Capital is independent of every office named in this section.
Silverport Capital's Listed Street Address and Phone in Wenatchee, WA
Silverport Capital is listed at 118 S Columbia St, Wenatchee, WA 98801. Phone (509) 357-1744 or use the request form; the contact page has a map.
Silverport pages that follow from this one: the home page, all twelve industry pages and the guides and calculator.
Business Sectors Open to a Request Within Wenatchee, WA
Funding partners consider Wenatchee, WA companies across many kinds of work: think of contractors and construction trades, restaurants and food service, medical and dental practices or retailers and wholesalers that carry stock. The partner that receives a file decides independently, whatever the industry.
A Short Document List for Wenatchee, WA Applicants
- The business bank's monthly statements in the original bank format
- The tax return the business filed last, and the owners' personal returns if needed
- An income statement that is up to date with a balance sheet, even a self-prepared one
- Registration papers for the business and proof of your EIN
- Details of every current loan or lease, with lender names and payment amounts
- The dealer's quote for the equipment with price, model and seller details
The documents a partner wants vary, so expect a few extra questions.
How a Request Is Handled for Wenatchee, WA Employers
- Speak with the office at (509) 357-1744 or send the form with a line about the purpose and timing.
- Next, the request is sent to partners that work with businesses like yours.
- Each partner reads the file and sets any terms itself.
- An offer, if one comes, needs a careful look at cost and terms; the decision to accept stays with you.
Wenatchee, WA business owners can do everything by phone or online, with no visit needed.
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